한화생명, ‘한화생명 스마일치아보험’ 출시
연간 개수 및 횟수 제한 없이 보험금을 지급한다는 점이 가장 큰 특징
Hanwha Life Insurance launches'Hanwha Life Insurance Smile Tooth Insurance'
The biggest feature is that insurance payments are paid without a limit on the number and number of times per year.
[The story of the case / Reporter Park Yeon-pa] = Hanwha Life Insurance newly introduced'Hanwha Life Insurance Smile Tooth Insurance', which removed the coverage limit for recharge and prosthetic treatment.
The biggest feature of'Hanwha Life Insurance Smile Tooth Insurance' is that it provides insurance for filling treatments and prosthetic treatments (implants and bridges only) without a limit on the number and number of times per year.
This product provides unlimited coverage for filling treatment (including amalgam, glass-inomer, resin treatment, and other treatments) and prosthetic treatment (implants and bridges only; denture treatment once a year) under the main contract. Widened to
In particular, if you choose the main contract type 1 (replacement implant supplementary guarantee type), you can receive a guarantee for a tooth re-insertion implant one year after the fund for implant treatment is generated. It was introduced to reflect the trend of increasing demand for implant re-placement as side effects increase in proportion to the increase in implant treatment. Re-implantation implant treatment, which is only available in the main contract, is guaranteed to be 500,000 won per unit, and is paid for the first time per the same site.
In addition,'Hanwha Life Insurance Smile Tooth Insurance' provides five special treatments for teeth and oral diseases that are not covered by the main contract, such as guaranteeing crown treatment, certain implant alveolar bone graft treatment, photographing and jaw joint disorder guarantee, oral cancer guarantee, and micro dental treatment And has a solid guarantee.
"Hanwha Life Insurance Smile Tooth Insurance", head of product development team at Hanwha Life Insurance, was developed for customers who give up treatment due to expensive treatment costs, although 1 in 3 people have dental disease. It is a competitive product by adding new guarantees with reasonable premiums.”
The insurance premium for this product is 14,600 won for men and 11,210 won for women when signing up for an additional type 1 re-implantation implant (10 million won in the main contract) with a maturity of 5 years for the age of 40. If you subscribe to all five special contracts (10 million won), the insurance premium is 22,310 won for 40-year-old men and 17,800 won for women.
The age of enrollment is 15-70 years old for type 1 re-insertion implant supplementary type, and 0-70 years old for type 2 general type. As the importance of dental care has deepened since childhood, the age of membership has significantly expanded compared to the previous 20-60 years old. The insurance period is automatically renewed up to age 80 with a maturity of 5 or 10 years based on the main contract.
<저작권자 ⓒ 사건의내막 무단전재 및 재배포 금지>