GS25, 간편결제 앱·생체 인증 통한 ‘무매체 거래’ 230.5% 급증
2019년 같은 기간 대비 230.5% 증가한 것
*아래는 위 기사를 구글 번역기로 번역한 영문 기사의 [전문]이다. [Below is the [full text] of an English article translated from the above article with Google Translate.
GS25,'non-media transaction' through simple payment app and biometric authentication surged 230.5%
230.5% increase over the same period in 2019
[The story of the case / Reporter Park Yeon-pa] = The ratio of “non-media transactions” using mobile simple payment apps or biometric (palm) authentication, etc. for cash withdrawal transactions through ATM (CD) at convenience stores, is increasing rapidly.
According to the results of analyzing ATM (CD) usage data from January to November 15, 2020 by GS25, a convenience store operated by GS Retail, it has three simple payment methods such as △Kakao Pay △PAYCO △SSG Pay. △ The rate of withdrawal of cash in a total of four types of'non-media transactions' including one K-Bank palm authentication type increased by 230.5% compared to the same period in 2019.
With the spread of a mobile-oriented lifestyle, the method of using ATM (CD) is also changing as the era of genuine “walletless” that does not require a card beyond cash has arrived. During the same period, the rate of withdrawing cash from ATMs (CDs) using cards fell 10.3%.
GS25 predicts that the number of customers who use mobile-based financial services will increase rapidly, and has actively expanded its alliance with mobile simple payment apps to SSG Pay and Kakao Pay starting with the partnership with the simple payment app Payco in March 2019.
Currently, △Kakao Pay △Payco △SSG Pay 3 types of simple payment apps can be used for cash withdrawal transactions with GS25's ATM (CD), but customers who want to use the service can use the ATM implemented in each app. You can withdraw the desired amount by pressing the withdrawal menu and entering the received authentication number into the nearest GS25 ATM (CD).
Customers using K-Bank can withdraw cash only with biometric (palm) authentication through GS25's ATM (CD).
Customers who want to use can open more than one account with K-Bank, request biometric (palm) registration through the K-Bank app, enter the received authentication number into the ATM (CD) of GS25, and go through authentication procedures such as scanning the palm of the hand. Registration is complete.
The'non-media transaction' through the simple payment app can be used at all 12,000 ATMs (CDs) nationwide operated by GS25, and the'non-media transaction' through biometric (palm) authentication is the entire ATM (CD) of GS25. It can be used through over 5,000 smart ATMs (CDs) installed at a rate of about 42% of them.
As the number of customers who use convenience store ATM (CD) continues to increase, the usage of GS25 is changing, and while expanding the scope of partnership by reflecting the diverse needs of customers who want to use services beyond simple cash withdrawal, differentiated overseas remittance services, etc. It plans to continue to introduce financial services.
GS Retail said that the convenience store ATM is growing as a central platform for national financial activities as a result of GS25's cooperation with major banks and pioneering the introduction of fee-free automated device service and media-free withdrawal service during bank business hours since 2017. The company announced that it will further expand the role of the convenience service platform to expand the convenience of customers and at the same time focus on helping franchisees generate greater profits.
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