한화생명, ‘초간편가입 종신보험’ 출시
유병자·고령자도 가입할 수 있는 ‘한화생명 초간편가입 종신보험
*아래는 위 기사를 구글 번역기로 번역한 영문 기사의 [전문]이다. [Below is the [full text] of an English article translated from the above article with Google Translate.
Hanwha Life Insurance launches'Super Easy Subscription Life Insurance'
“Hanwha Life Insurance Ultra-Simple Subscription Life Insurance” that can be subscribed to by the sick and elderly.
[The story of the case/ Reporter Park Yeon-pa] = On the 25th, Hanwha Life's first life insurance in the industry launched “Hanwha Life Insurance's Super Simple Subscription Life Insurance,” which allows sick and elderly people to sign up if only two questions are passed.
Hanwha Life Insurance's Super Easy Subscription Life Insurance provides you with two questions, △'requirement of hospitalization, surgery, additional examination (retest) within 3 months', and △'diagnosis of cancer, angina pectoris, myocardial infarction and stroke within 5 years'. Relaxed conditions.
Among the three questions of the existing simple subscription life insurance, “hospitalization and surgery within two years (including cesarean section)” were excluded. Therefore, customers who had been hospitalized or had a history of surgery (including cesarean section) within two years have the opportunity to sign up for life insurance.
The limit of signing up for the main contract for this product is up to 1 billion won. A large amount of death coverage can be arranged with a simple enrollment process. It is expected that the interest of the sick and elderly customers who wish to use the death insurance money as a source of inheritance tax will be great.
You can add up to 50 million won as a special drug for the popular anticancer drug license treatment, which is popular these days. In addition, you can choose about 30 special drugs that guarantee diagnosis, hospitalization, and surgery for critical diseases related to cancer, brain, and heart, so you can choose only the coverage you want.
Hanwha Life Insurance Product Development Team Manager Seong Yun-ho said, “Customers who have not been able to subscribe to simple life insurance as well as general life insurance can be covered through Hanwha Life’s super simple subscription life insurance.” “Recently, targeted anticancer drug treatment with high demands is also up to KRW 50 million. It is expected that it will become a leader in the disease-related market as it has increased to.”
Hanwha Life Insurance's Super Easy Subscription Life Insurance can be purchased from 30 to 73 years old based on the age of the insurance.
Forty-year-olds, type 1 simple subscription type, living fund guarantee type, main contract subscription amount 50 million won, and a monthly insurance premium of 15,7500 won for men and 137,500 won for women when signing up for 20 years. In case of adding a target anticancer drug licensed treatment special treatment, subscription amount of 50 million won, and a 5-year renewal type, monthly insurance premiums for men of 4500 won and women of 6000 won will be added.
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